APELLA REAL ESTATE BUSINESS SOLUTIONS

REAL ESTATE APPRAISAL MANAGEMENT AND RESOURCES.

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Disclaimers
DISCLAIMERS
GENERAL INFORMATION FOR THE VISTOR 
 
As Required

This and These Disclosures are as required to the best of the abilities of Apella Real Estate Business Solutions under the advertising and or consumer laws of the United States of America and are in Conjunction with those put in place with Micro Soft© as the host of this web site and are not intended to replace, supercede, violate or impose onto those disclosers of the Host as not to violate any terms previously agreed to by Apella Real Estate Business Solutions with said host. Please contact the host of this site for clarifications of said agreements and or terms. Apella Real Estate Business Solutions has made every conceivable effort to make these disclosures and agreements to be readily available and or accessible, obvious and clear and or not to be as misunderstood. Please contact Apella Real Estate Business Solutions for copies and or further explanation of these disclosures should the need arise.

Apella Real Estate Business Solutions is committed to and will always do its best to demonstrate its corporate neighbor responsibilities as governed under basic business ethics, consumer law and others and will never knowingly miss lead or take part in any form of discrimination or false advertising (nor has any control over any advertisers on Apella Real Estate Business Solutions Web Site as to truth in advertising for products or services and deems said advertisers as UNENDORSED), nor violate any labor laws or privacy laws. Contact Apella Real Estate Business Solutions for additional information and or working policies, and with said, all Vendors and or Net Work Members are governed by their own professional requirements such as licensing and laws and or professional guidelines and or requirements and are not guaranteed by Apella Real Estate Business Solutions, however Apella Real Estate Business Solutions will always do it’s best to monitor its Vendors and Network Members to ensure the highest quality of services and or products to Apella Real Estate Business Solutions Customers and or Clients. As such Apella Real Estate Business Solutions will from time to time make it available to its Customers and or Clients and or Web Site visitors quotes, links, copies and or views or opinions to active laws or policies or guidelines, and with that being said, it should be noted that it is NOT LEGAL ADVICE and that any required or desired advice should be Sault from the proper professionals rather they be counselors of law or other. The most previous statement in this disclosure will be clearly repeated at these times.


Customers and Clients

Customers who purchase products and services through the Apella Real Estate Business Solutions will be deemed to be customers and or clients of Apella Real Estate Business Solutions. Accordingly, all Apella Real Estate Business Solutions rules, policies, and operating procedures concerning customer and or client orders and service will apply to those customers. We may change our policies and operating procedures at any time. Prices and availability of our products and services may vary from time to time. Apella Real Estate Business Solutions policies will always determine the price paid by the customer and or client. Apella Real Estate Business Solutions deems a Customer and or Client to be a party that places an order with our company for services and or products and therefore engages an agency relationship.


Unsolicited Commercial E-mail or SPAM

Apella Real Estate Business Solutions in no way participates in mass unsolicited emailing (i.e. spamming), and all Affiliates and or vendors and or network members are expected to adhere to this policy as well. Violation of this policy will result in the termination of these relationships and immediate dismissal from the Apella Real Estate Business Solutions Affiliate Program, Vendor and or Member Network with no refund or recourse. Bottom line: If you spam you’re out!

Relationship of Parties

You (you being a Customer and or Client, Vendor, Network Member) and we (we being Apella Real Estate Business Solutions and or sister companies and or real estate Affiliate Partnerships as defined under R.E.S.P.A) are independent contractors, and nothing in this Disclosure or website will create any partnership, joint venture, agency, franchise, sales representative, or employment relationship between the parties unless stated so with the proper documentation that is signed by both parties mutually (legal binding contract). You will have no authority to make or accept any offers or representations on Apella Real Estate Business Solutions’ behalf. You will not make any statement, whether on your site or otherwise, that reasonably would contradict this statement.

Limitation of Liability as to This Apella Real Estate Business Solutions Web Site

We will not be liable for indirect, special, or consequential damages (or any loss of revenue, profits, or data) arising in connection with this Web Site, Disclosure, Agreement or Apella Real Estate Business Solutions Programs, even if we have been advised of the possibility of such damages. Further, our aggregate liability arising with respect to this Web Site, Disclosure, Agreement or Apella Real Estate Business Solutions Programs will not exceed the total commissions paid or payable to you under to this Web Site, Disclosure, Agreement or Apella Real Estate Business Solutions Programs.



Disclaimers

We make no express or implied warranties or representations with respect to the Web Site, Disclosure, Agreement or Apella Real Estate Business Solutions Programs, Affiliate Programs, Vendors, or Network Members or your potential to earn income from the Apella Real Estate Business Solutions Programs, Affiliate Programs, Vendors, or Network Members. In addition, we make no representation that the operation of our site or the Apella Real Estate Business Solutions Web Site, Affiliate Programs, Vendors, or Network Members links will be uninterrupted or error-free, and we will not be liable for the consequences of any interruptions or errors.

Any disputes between the parties to this agreement, which involves interpretations of the terms of this agreement, shall be submitted to arbitration under the rules of the American
Arbitration Association, and the finding of the Arbitrator shall be binding on all parties. You may not assign Apella Real Estate Business Solutions Programs, Affiliate Programs, Vendors, or Network Members, by operation of law or otherwise, without our prior written consent. Subject to that restriction, this Disclosure will be binding on, inure to the benefit of, and enforceable against the parties and their respective successors and assigns. Our failure to enforce your strict performance of any provision of this Disclosure will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Disclosure.

By engaging with Apella Real Estate Business Solutions, you acknowledge that you have read this Disclosure and agree to all its terms and conditions. You have independently evaluated this Apella Real Estate Business Solutions Programs, Affiliate Programs, Vendors, or Network Members and are not relying on any representation, guarantee or statement other than as set forth in this Disclosure.

© 2005-2006 Apella Real Estate Business Solutions Programs, Affiliate Programs, Vendors, or Network Members, All rights reserved.
Anti-Spam Policy Notice for Apella Real Estate Business Solutions Programs

Anti-Spam Policy Notice for Apella Real Estate Business Solutions Programs, Affiliate Programs, Vendors, or Network Members

This Anti-Spam Policy Notice governs the use of the web page at and its associated services, web pages, domains and sub-domains, which are owned and operated by Apella Real Estate Business Solutions ("Owner"). Wherever this Notice refers to "users" it means "you", while "we" or "our" refer to Apella Real Estate Business Solutions and "Web Site" refers to Apella Real Estate Business Solutions and or sister companies and or real estate Affiliate Partnerships as defined under R.E.S.P.A).

This sets forth our policy with regard to the use of "Spam" marketing techniques in connection with Internet Marketing. In the event that we deem you to be in violation of these policies, we shall immediately revoke your rights and close any active account.

We have a strict policy against spamming. We forbid the sending of unsolicited mass Emails or unsolicited Emails of any kind in connection with the marketing of our programs, products and services.

We reserve the right to terminate your account and participation in our programs "for cause" if we deem you to be in violation of our anti-spamming policies. We also reserve the right to suspend your account and participation pending review upon receipt of any complaint or other evidence that you may be engaging in any spamming activity.

We consider spamming to be any activity whereby you directly or indirectly transmit email messages to any email address that has not solicited such email and does not consent to such transmission. We also consider spamming to constitute posting
Advertisements in newsgroups in violation of the terms of participation in such newsgroup, that is off topic, or in newsgroups that do not specifically permit advertisements. We also consider it spamming when advertisements are placed on
Message boards or in chat rooms when they are not permitted by the terms of participation in such message boards and chat rooms.

If you are "spammed" by anyone regarding our products, services, web site, or any other matters, please report this activity to Apella Real Estate Business Solutions by visiting the web page at Apella.org



© 2005-2006 Apella, All rights reserved.
Copyright Notice for Apella Real Estate Business Solutions

Copyright Notice for Apella Real Estate Business Solutions

Copyright © 2005-2006 by Apella Real Estate Business Solutions & Apella Real Estate Business Solutions. All rights reserved.

1. This Copyright Notice governs the use of the web page at and its associated services, web pages, domains and sub-domains, which are owned and operated by Apella Real Estate Business Solutions ("Owner"). Wherever this Notice refers to "users" it means "you", while "we" or "our" refer to Apella Real Estate Business Solutions and "Web Site" refers to Apella Real Estate Business Solutions. If at any time the terms and conditions of this Copyright Notice no longer acceptable to you, you should
Immediately cease use of the web site where is located.

2. You acknowledge that the web page contains information and/or software, photographs, audio and video clips, graphics, links and other material that are protected by copyright, trademark or other proprietary rights of Apella Real Estate Business Solutions or third parties, including but not limited to product names, logos, designs, titles, and words or phrases which may be registered in certain jurisdictions (collectively, the "Content"). You agree to comply with any additional copyright notices, information, or restrictions contained in any Content available on or accessed through. If you want to use any content of for any reason you must obtain prior express written permission of Apella Real Estate Business Solutions.

3. You may not modify, publish, transmit, transfer or sell, reproduce, create derivative works from, distribute, perform, display, or in any way exploit any of the content, in whole or in part. Content consisting of downloadable software may not be reverse-engineered unless specifically authorized by Apella Real Estate Business Solutions or the owner of the software's patent and or copyright. Subject to the provisions of this Copyright Notice, you may post on the any content owned by you (such as your original statements), content for which you have received express permission from Apella Real Estate Business Solutions, and content in the public domain. You assume all right and responsibility for determining whether any content is in the public domain. You grant to Apella Real Estate Business Solutions the right to edit, copy, publish, distribute, translate and otherwise use in any medium and for any purpose any content that you place on without compensation to you. You represent and warrant that you are authorized to grant all rights set forth in the preceding sentence.

4. You may not download content on that is indicated to be for sale except under the terms of the sale. Such content is the protected and copyrightable property of Apella Real Estate Business Solutions. "Free" content may be downloaded for your personal use or non-commercial distribution consistent with the terms defined in this Copyright Notice. When using both purchased and "free" content, you will maintain and include all copyright and other notices contained in such content. Except as expressly permitted by the copyright laws, no copying, storage, redistribution or publication of any content is permitted without the express permission of Apella Real Estate Business Solutions or the owners of such content or their authorized persons if other than Apella Real Estate Business Solutions.

5. We are confidant that you have understood your rights and obligations in concern to the use of and that you agree with the terms described above.

© 2005-2006 Apella Real Estate Business Solutions, All rights reserved. Disclaimer for Apella Real Estate Business Solutions


Apella Real Estate Business Solutions Web Site Agreement

The Apella Real Estate Business Solutions Web Site (the "Site") is an online information service provided by Apella Real Estate Business Solutions ("Apella "), subject to your compliance with the terms and conditions set forth below.
PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. APELLA REAL ESTATE BUSINESS SOLUTIONS MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

1. Copyright, Licenses and Idea Submissions.

The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are Apella Real Estate Business Solutions, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-
Commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to Apella Real Estate Business Solutions a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to Apella Real Estate Business Solutions by all means and in any media now known or hereafter developed. You also grant to Apella Real Estate Business Solutions the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Apella Real Estate Business Solutions for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Apella Real Estate Business Solutions.

TRADEMARKS.

Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or service marks of Apella Real Estate Business Solutions. Other product and company names mentioned in the Site may be the trademarks of their respective owners.

2. Use of the Site.

You understand that, except for information, products or services clearly identified as being supplied by Apella Real Estate Business Solutions, Apella Real Estate Business Solutions does not operate, control or endorse any information, products or services on the Internet in any way. Except for Apella Real Estate Business Solutions -identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with Apella Real Estate Business Solutions a. You also understand that Apella Real Estate Business Solutions cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE
SITE AND THE INTERNET. APELLA REAL ESTATE BUSINESS SOLUTIONS PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND APELLA REAL ESTATE BUSINESS SOLUTIONS SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. APELLA REAL ESTATE BUSINESS SOLUTIONS DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.

YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET
CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. APELLA REAL ESTATE BUSINESS SOLUTIONS HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.



LIMITATION OF LIABILITY

IN NO EVENT WILL APELLA REAL ESTATE BUSINESS SOLUTIONS BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE
SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF
APELLA REAL ESTATE BUSINESS SOLUTIONS OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE.

BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, APELLA REAL ESTATE BUSINESS SOLUTIONS LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Apella Real Estate Business Solutions makes no representations whatsoever about any other web site, which you may, access through this one or which may link to this Site. When you access a non- Apella Real Estate Business Solutions web site, please understand that it is independent from Apella Real Estate Business Solutions, and that Apella Real Estate Business Solutions has no control over the content on that web site. In addition, a link to an Apella Real Estate Business Solutions web site does not mean that Apella Real Estate Business Solutions endorses or accepts any responsibility for the content, or the use, of such web site.

3. Indemnification.

You agree to indemnify (Agreement), defend and hold harmless Apella Real Estate Business Solutions, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.

4. Third Party Rights.

The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of Apella Real Estate Business Solutions and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.


5.Term; Termination.

Either party may terminate this Agreement without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.

6.Miscellaneous.

This Agreement shall all be governed and construed in accordance with the laws of Apella Real Estate Business Solutions applicable to agreements made and to be performed in Apella Real Estate Business Solutions. You agree that any legal action or proceeding between Apella Real Estate Business Solutions and you for any purpose concerning this Agreement or the parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Apella Real Estate Business Solutions. Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Apella Real Estate Business Solutions’ failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. Apella Real Estate Business Solutions may assign its rights and duties under this Agreement to any party at any time without notice to you.

Any rights not expressly granted herein are reserved.

© 2005-2006 Apella Real Estate Business Solutions, All rights reserved.

Earnings & Income Disclaimer for Apella Real Estate Business Solutions

ANY EARNINGS OR INCOME STATEMENTS, OR EARNINGS OR INCOME
EXAMPLES ARE ONLY ESTIMATES OF WHAT WE THINK YOU COULD EARN.
THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR
FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

WHERE SPECIFIC INCOME FIGURES ARE USED, AND ATTRIBUTED TO AN
INDIVIDUAL OR BUSINESS, THOSE PERSONS OR BUSINESSES HAVE EARNED THAT AMOUNT. THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR FIGURES: YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

ANY AND ALL CLAIMS OR REPRESENTATIONS, AS TO INCOME EARNINGS ON APELLA REAL ESTATE BUSINESS SOLUTIONS, ARE NOT TO BE CONSIDERED AS AVERAGE EARNINGS.

THERE CAN BE NO ASSURANCE THAT ANY PRIOR SUCCESSES, OR PAST
RESULTS, AS TO INCOME EARNINGS, CAN BE USED AS AN INDICATION OF
YOUR FUTURE SUCCESS OR RESULTS.

MONETARY AND INCOME RESULTS ARE BASED ON MANY FACTORS. WE HAVE NO WAY OF KNOWING HOW WELL YOU WILL DO, AS WE DO NOT KNOW YOU, YOUR BACKGROUND, YOUR WORK ETHIC, OR YOUR BUSINESS SKILLS OR PRACTICES. THEREFORE WE DO NOT GUARANTEE OR IMPLY THAT YOU WILL GET RICH, THAT YOU WILL DO AS WELL, OR MAKE ANY MONEY AT ALL. THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR FIGURES: YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

INTERNET BUSINESSES AND EARNINGS DERIVED THERE FROM, HAVE
UNKNOWN RISKS INVOLVED, AND ARE NOT SUITABLE FOR EVERYONE.
MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED IN OUR
PRODUCTS, SERVICES, OR WEB SITE, SHOULD BE DONE ONLY WITH THE
KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR MAKE NO MONEY AT ALL.

ALL PRODUCTS AND SERVICES BY APELLA REAL ESTATE BUSINESS SOLUTIONS ARE FOR EDUCATIONAL, INFORMATIONAL PURPOSES ONLY OR ARE BOUND BY BUSINESS ETHICS AND OR STATE LAWS PERTAINING TO REAL ESTATE, REAL ESTATE SERVICES AND OR DISCLOSURE OR OTHER FEDERAL REAL ESTATE LAW, DISCLOSURE AND OR REAL ESTATE SERVICES. USE CAUTION AND SEEK THE ADVICE OF QUALIFIED PROFESSIONALS. CHECK WITH YOUR ACCOUNTANT, LAWYER OR PROFESSIONAL ADVISOR, BEFORE ACTING ON THIS OR ANY INFORMATION.

USERS OF OUR PRODUCTS, SERVICES AND WEB SITE ARE ADVISED TO DO
THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS
YOUR OWN QUALIFIED PROFESSIONALS SHOULD INDEPENDENTLY VERIFY DECISIONS AND ALL INFORMATION, PRODUCTS, AND SERVICES THAT HAVE BEEN PROVIDED. OUR INFORMATION, PRODUCTS, AND
SERVICES ON APELLA REAL ESTATE BUSINESS SOLUTIONS SHOULD BE CAREFULLY CONSIDERED AND EVALUATED, BEFORE REACHING A BUSINESS DECISION, ON WHETHER TO RELY ON THEM.

YOU AGREE THAT OUR COMPANY IS NOT RESPONSIBLE FOR THE SUCCESS
OR FAILURE OF YOUR BUSINESS DECISIONS RELATING TO ANY
INFORMATION PRESENTED BY APELLA REAL ESTATE BUSINESS SOLUTIONS, OR OUR COMPANY PRODUCTS OR SERVICES.

© 2005-2006 Apella Real Estate Business Solutions, All rights reserved.

Privacy Policy for Apella Real Estate Business Solutions

APELLA REAL ESTATE BUSINESS SOLUTIONS PRIVACY POLICY

Welcome to Apella (the "Site").

We understand that privacy online is important to users of our Site, especially when conducting business. This statement governs our privacy policies with respect to
Those users of the Site ("Visitors") who visit without transacting business and Visitors who register to transact business on the Site and make use of the various services
Offered by Apella Real Estate Business Solutions (collectively, "Services") ("Authorized Customers").

"Personally Identifiable Information"
Refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user)
Or demographic information not connected to an identified individual.

What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers and email addresses of Authorized Customers, the nature and size of the business, and the nature and size of the advertising inventory that the Authorized

Customer intends to purchase or sell.

What organizations are collecting the information?
In addition to our direct collection of information, our third party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as
Credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.


How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in
Response to specific inquiries, or to provide requested information.

With whom may the information may be shared?
Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers.

We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third party vendors. We also offer the opportunity to "opt out" of receiving information or being contacted by us or by any agency acting on our behalf.

How is Personally Identifiable Information stored?
Personally Identifiable Information collected by Apella Real Estate Business Solutions is securely stored and is not accessible to third parties or employees of Apella Real Estate Business Solutions except for use as indicated above.

What choices are available to Visitors regarding collection, use and distribution of the information?

Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at Apella.

Are Cookies Used on the Site?
Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. We also use Cookies for security purposes to protect our Authorized Customers. For example, if an Authorized Customer is logged on and the site is unused for more than 10 minutes, we will automatically log the Authorized Customer off.

How does Apella Real Estate Business Solutions use login information?
Apella Real Estate Business Solutions uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user's movement and use, and gather broad demographic information.

What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site?

Apella Real Estate Business Solutions has entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating Authorized Customers for service eligibility. Our privacy policy does not cover their collection or use of this information. Disclosure of Personally Identifiable Information to comply with law. We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers.

How does the Site keep Personally Identifiable Information secure?

All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a
Limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.

How can Visitors correct any inaccuracies in Personally Identifiable Information?
Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at Apella Real Estate Business Solutions.

Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?

We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site's database by contacting Apella Real Estate Business Solutions. However, because of backups and records of deletions, it may be impossible to delete a Visitor's entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.

What happens if the Privacy Policy Changes?
We will let our Visitors and Authorized Customers and or Clients, Vendors and Network members know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.


Links:
This web site contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy
Statements of these linked sites as their privacy policies may differ from ours.

© 2005-2006 Apella Real Estate Business Solutions, All rights reserved.


Bonus Disclaimer For

Apella Real Estate Business Solutions

Any bonuses offered on this site are FREE OF CHARGE and not included in any of our products prices. If you don't like a bonus or it does not work right that does not entitle you to a refund. BONUSES ARE "FREE"... We also cannot provide support for bonuses that were not created exclusively by our company Apella Real Estate Business Solutions

© 2005-2006 Apella Real Estate Business Solutions, All rights reserved.

Coupon and Promotions Disclaimer For

Apella Real Estate Business Solutions

Any Coupons and or Promotions offered on this site are and will be posted with any limitations and expirations and are not included in any of our products prices. If you don't like a Coupon or a Promotion or it does not work right for your needs that does not entitle you to a refund. We also cannot provide support for Coupons and or Promotions that were not created exclusively by our company Apella Real Estate Business Solutions

© 2005-2006 Apella Real Estate Business Solutions, All rights reserved.


IMPORTANT NOTICE FOR LENDERS MORTAGE, CREDIT UNION AND OR BANKING INSTITUTIONS

“Comp Search, Value Check, Qualifying Loan Amount” Disclaimer For

Apella Real Estate Business Solutions

As an appraisal company and or an appraisal management company Apella Real Estate Business Solutions is not allowed to accept request for “Comp Searches” due to The Uniform Standards of Professional Appraisal Practice (USPAP). The Appraisal Foundation has issued an Advisory Opinion AO-19. It States:

The Uniform Standards of Professional Appraisal Practice is explicit about such matters. Accepting an appraisal assignment under such a condition violates the CONDUCT section of the ETHICS RULE in USPAP, which states:

An appraiser must perform assignments ethically and competently, in accordance with USPAP and any supplemental standards applicable to the assignment. An appraiser must not engage in criminal conduct. An appraiser must perform assignments with impartiality, objectivity, and independence, and without accommodation of personal interests.

An appraiser must not accept an assignment that includes the reporting of predetermined opinions and conclusions.

With this stated we hope it is understood, this does not affect our active policy governing communication with our client. As such, Apella Real Estate Business Solutions holds an active policy that the Client may request a copy of by contacting Apella Real Estate Business Solutions.

It should be noted that Apella Real Estate Business Solutions has developed this policy in order to accommodate our clients in the areas of communications, customer service and industry ethics.

Apella Real Estate Business Solutions appreciates your understanding in regards to this subject and looks foreword to assisting you in any questions or concerns to this active policy. Copies of AO-19 are available upon request by contacting Apella Real Estate Business Solutions.

All financial institutions are responsible for their own records and disclosures as such as, however not limited to, the “Truth In Lending Law”, Federal Regulations Requirements, RESPA, or Consumer Laws. Apella Real Estate Solutions does not and cannot hold any responsibility for any lending or financial institution in any way or form.

© 2005-2006 Apella Real Estate Business Solutions, All rights reserved.

Resume Referral Disclaimer For

Apella Real Estate Business Solutions

Apella Real Estate Business Solutions provides this “forwarding of resumes” as a community service for persons over the age of eighteen. Apella Real Estate Business Solutions does not endorse any persons or business and respects all labor and privacy laws (Apella Real Estate Business Solutions assumes that all companies receiving this information will honor the same laws). All resumes’ are forwarded as received. All resumes’ are held and forwarded with signed permission on record from the owner and it is understood that any hiring that may result from this community action is solely between the parties based on each company and their hiring practices and polices. Apella Real Estate Business Solutions does not receive payment in any form from any party be it persons or business for this community service.

© 2005-2006 Apella Real Estate Business Solutions, All rights reserved.

Charitable Groups, Non Profit and Community Service Disclaimer For

Apella Real Estate Business Solutions

Apella Real Estate Business Solutions provides from time to time a method of promoting Charitable Groups, Non Profit Groups and or organizations and will from time to time take part in Community Service in a “Good Faith Effort” to support and assists the community that Apella Real Estate Business Solutions is a part of, both as a business and or a resident. As a community service or provider of means to or for Charitable Groups, Non Profit Groups and or organizations and Community Service events, Apella Real Estate Business Solutions does not endorse any persons or business rather for profit or non profit and respects all persons opinions rather being of faith and belief or other, and with such being stated, Apella Real Estate Business Solutions assumes that all Visitors to our Web Site, Customers and or Clients, Vendors and or Network Members will honor the same and therefore hold the same opinions of respect and tolerances. All relationships and or contributions made to any Charitable Groups, Non Profit Group and or Community Service events rather being monitory or any other form of value, it is understood that may result from this community action on Apella Real Estate Business Solutions part, is solely between the parties based on each company rather for profit or non profit, Charitable Groups and or Community Service and their practices and polices. Apella Real Estate Business Solutions does not receive payment in any form from any party be it persons or business for this community service of making means. From time to time Apella Real Estate Business Solutions will offer promotions and or discounts designed for community groups, fundraisers, faith based groups, governmental and or educational institutions. With such actions or offers to these groups in no way and or in any form makes Apella Real Estate Business Solutions a “faith based” business with all actions taking place under the arena of marketing for Apella Real Estate Business Solutions. Apella Real Estate Business Solutions is a “FOR PROFIT” company.

© 2005-2006 Apella Real Estate Business Solutions, All rights reserved.

 

SPECIAL NOTICE TO CUSTOMERS AND OR CLIENTS AND OR VISITORS TO APELLA REAL ESTATE BUSINESS SOLUTIONS’ WEB SITE.

Vendors and or Net Work Members are governed by their own professional requirements such as licensing and laws and or professional guidelines and or requirements and are not guaranteed by Apella Real Estate Business Solutions, however Apella Real Estate Business Solutions will always do it’s best to monitor its Vendors and Network Members to ensure the highest quality of services and or products to Apella Real Estate Business Solutions Customers and or Clients.

REAL ESTATE APPRAISERS AS VENDORS TO APELLA REAL ESTATE BUSINESS SOLUTIONS.

Real Estate Appraisers are bound and governed by ethics, the individual state laws of their states and state licensing requirements and USPAP.

Apella Real Estate Business Solutions as an appraisal management company holds on file copies of all of its Appraisers Licenses and qualifications.

RESIDENTIAL AND COMMERCIAL HOME INSPECTORS AS VENDORS TO APELLA REAL ESTATE BUSINESS SOLUTIONS.

Real Estate and Home inspectors are bound and governed by ethics, the individual state laws of their states and state licensing and or certification requirements if required in the Real Estate Inspectors home state.

Apella Real Estate Business Solutions as a home inspection management company holds on file copies of all of its Home Inspectors Licenses and or certifications and other qualifications if required by the state that the home inspector resides in and conducts business in. Not all States require Home Inspectors to be Licensed or Certified and or carry any noted insurance(s). Due to this, currently Apella Real Estate Business Solutions holds only NACHI Certified Home Inspectors as its Vendors, with the policy being that most states that require home inspectors to be licensed use NACHI standards for training and ethics, and as to such, Apella Real Estate Business Solutions makes every attempt to do the same.

REAL ESTATE SALES BROKERS AND OR AGENTS AS NETWORK MEMBERS TO APELLA REAL ESTATE BUSINESS SOLUTIONS.

Real Estate Sales Brokers and Agents are bound and governed by ethics, the individual state laws of their states and state licensing requirements and if a Realtor® the National Realtor Association.

Apella Real Estate Business Solutions as a Network manager holds on file copies of all of its Real Estate Sales Brokers and Agents Licenses and qualifications. To ensure that our Network Members are of the highest quality we hold guidelines that Real Estate Sales Brokers and Agents must hold a Six Million Dollar sales history (total amount of home prices as listed and or sold in a year/season) or have acquired at least 15 years experience in the real estate sales business. Apella Real Estate Business Solutions does hold the right to revise this policy on a case-by-case review of Network Members.

© 2005-2006 Apella Real Estate Business Solutions, All rights reserved.

This page was last modified on 01.14.2008 01:36:36