APELLA REAL ESTATE BUSINESS SOLUTIONS

PRODUCT & SERVICE FEATURES

Communication is vital to Apella Real Estate Business Solutions. Our processes have been developed around this element. Our client receives a status notice for every step of the appraisal order. We will send you an email, fax or both for when we receive the order, contact the homeowner to set a visit date and time, when the visit has been completed and when we have sent you the product.

Apella works very closely with our venders to ensure that this communication is maintained at all times. Should our vendors or we encounter a situation we will contact you at once. We are pleased to offer you a large coverage area and the benefit of only needing one communication point. With our philosophy of constant improvement we have incorporated using technology to improve Apella’s communication with the client.

Apella Real Estate Business Solutions is EDI compatible uses ACI appraisal software and can send you our product by email in PDF.

TYPES OF PRODUCTS

Apella Real Estate Business Solutions is approved by all major financial vendors if you find we are not on your underwriter’s list, just let us know and we will take care of this simple process for you.

We offer FHA registered and well versed appraisers that supply a wide assortment of appraisal products.

RESIDENTIAL / INCOME FEE APPRAISALS

ESTATE & TRUST VALUATIONS

PMI REMOVAL

RELOCATION

FORECLOSURE / REO/ BANKRUPTCY

COMMERCIAL & INDUSTRIAL APPRASIAL MANAGEMENT

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SPECIALS AND PROMOTIONS

Click The Apella Saves Money To See Current Specials. 

Please Email Apella to request a coupon to receive 10% off any appraisal or home inspection product ordered and paid for.

SPECIAL NOTICE TO LENDERS

Apella Real Estate Business Solutions is pleased to have the opportunity to develop a strong business relationship with you and your company.

With today’s business environment Apella fully understands the challenges facing the real estate industry as a whole, including the mortgage industry. In order to develop strong business relationships, accommodate our own business guidelines and provide the best possible customer service available in our markets, Apella has developed the following position in regards to “Comp Search” request.

As an appraisal or appraisal management company Apella Real Estate Business Solutions is not allowed to accept request for “Comp Searches, Value Request, Value Checks or etc.” due to The Uniform Standards of Professional Appraisal Practice (USPAP) and State(s) Occupational Codes.

The Appraisal Foundation has issued an Advisory Opinion AO-19. It States:

The Uniform Standards of Professional Appraisal Practice is explicit about such matters. Accepting an appraisal assignment under such a condition violates the CONDUCT section of the ETHICS RULE in USPAP, which states:

An appraiser must perform assignments ethically and competently, in accordance with USPAP and any supplemental standards applicable to the assignment. An appraiser must not engage in criminal conduct. An appraiser must perform assignments with impartiality, objectivity, and independence, and without accommodation of personal interests.

An appraiser must not accept an assignment that includes the reporting of predetermined opinions and conclusions.

With this stated we hope it is understood, this does not affect our active policy governing communication with our client(s). As such, Apella holds an active policy on this issue please contact Apella Real Estate Business Solutions to receive a copy of the policy.

Apella appreciates your understanding in regards to this subject and looks foreword to assisting you in any questions or concerns to our active policy. Copies of AO-19 are available upon request or are available by using the link to the Appraisal Foundation on the Resources Page. More information can be obtained by contacting your State Licensing Board.

A WORD ABOUT RESPA

Due to RESPA (Real Estate Settlement Procedures Act) U.S. Department of Housing and Urban Development (H.U.D.), Apella Real Estate Business Solutions as a real estate appraisal management company or acting appraiser in states as licensed, other wise know as a real estate service provider, discloses here to all parties, that Apella holds no interest to any degree in any mortgage brokerage/lender or are engaged with any mortgage/lender broker/originator.

 
In relation to such, Apella Real Estate Business Solutions requires that all mortgage/lender broker/originators disclose this fact to their customers and/or clients. Furthermore, it is from the requirements of RESPA as well as various state occupational codes and laws that Apella Real Estate Business Solutions is not allowed to pay or provide any kind of compensation of any form in return for business.

While Apella Real Estate Business Solutions holds great importance in mortgage/lender broker/originator business, under the requirements of RESPA no referral fees can or will be provided or supplied in any form including free appraisal products and/or services, nor are those parties as regulated by RESPA allowed to become sales agents or distributors for Apella Real Estate Business Solutions without first putting in place the proper and required conditions as required by RESPA, namely and other wise known as affiliate relationships and/or ownerships.

Apella Real Estate Business Solutions will always and fully disclose any and all such relationships namely and including affiliate relationships and/or ownerships.

It should be noted that under the requirements of RESPA, USPAP and various state occupational codes and laws, Apella Real Estate Business Solutions is allowed and as such will do so from time to time, offer discounts, coupons and other such promotional offers to mortgage/lender broker/originator being brokers and/or agents, so as to at least one U.S. dollar ($1.00) is charged and collected for such appraisal products and/or services offered. The requirement for fees collected may or may not include bartered fees and waived fees in relationship to charitable contributions to nonprofit and/or faith based organizations as allowed in various jurisdictions. For all charitable contributions to non profit and/or faith based organizations a receipt will be produced by Apella Real Estate Business Solutions with such receipt being offered to any party who should inquire (as the general public) or of a regulatory body and/or jurisdiction.

This does not apply to volume work or negotiated price agreements per peice work where compensation is part of consideration for appraisal orders as orders are considered contracts to preform and are protected as not to give up company business information on Apella Real Estate Business Solutions and/or the mortgage broker/lender broker/originators part nor cause harm to any parties good will or competitive ability.

For more information on RESPA please visit the Apella Resources Page for a link to H.U.D., seek the use of a legal counsel/attorney who is an expert in such matters or contact U.S. Department of Housing and Urban Development directly.

Mortgage/lender broker/originators are welcomed to contact Apella Real Estate Business Solutions should they have comments, questions or other input on RESPA and/or affiliate business/relationships.